what you get
- Budget+ cash-flow map: What's due, what can wait, and a practical payment sequence.
- Safe banking setup: Help opening/checking accounts, direct deposit, and avoiding fees.
- Credit rebuild plan: Pull reports, dispute errors, and design steps that move scores up.
- Debt strategy: Organize balances, negotiate when appropriate, and set guardrails.
- Benefits & paperwork support: IDs, proof of address/income, and applications that unlock services.
- Money habits that stick: Simple systems for bills, savings buffers, and emergency hits.
- * We never sell financial products, receive referral commissions, or take a cut of anything you earn.
why this works
- We focus on clarity, safety, and fit:
- Clarity: A short list of priorities for your next 30-90 days.
- Safety: Banking and credit options that avoid predatory fees and traps.
- Fit: Plans sized to your income, restitution/child support obligations, and real life.
how it works
1. Quick intake – Share income, obligations, and immediate pressures.
2. 90-day plan – We co-create a step-by-step checklist with dates and templates.
3. Set up systems – banking, autopay, reminders, credit pulls/disputes—done together.
4. Check-ins – Short touchpoints to adjust as bills, offers, or court timelines change.
who it's for
- Individuals at any stage—investigation, pre-trial, sentencing, incarceration prep, or reentry.
- People with damaged or thin credit who need a clean rebuild path.
- Anyone juggling restitution/child support who needs a plan that keeps life moving.
WHAT SUCCESS LOOKS LIKE
- A calm, prioritized bill plan you can follow on tough weeks.
- Active bank account(s) with fewer fees and smoother deposits.
- Less chaos, more control—and a roadmap that supports employment, housing, and stability.
Financial Services at SCS folds into everything else you’re doing—mentorship, therapy, job search, and support groups—so your money plan actually supports your bigger goals.
MEET OUR MENTORS
FAQs
How much does it cost?
All SCS services are free for participants.
Do you give cash, loans, or pay off debts?
We don’t provide cash assistance, loans, or direct debt payoff. We do help you structure payments, negotiate when appropriate, and avoid high‑cost products.
Will this hurt my credit?
No. The process doesn’t affect your score. We guide you through reviewing your reports, addressing issues, and choosing reasonable steps for rebuilding.
Can you open bank accounts for me?
We can’t open them for you.
How fast can I get a plan?
Most participants leave the first session with a 30–90 day checklist and their highest‑impact steps identified. If it’s urgent, tell us—we’ll prioritize time‑sensitive cases.
How does this connect with your other programs?
Your money plan fits into the broader support you receive. It can strengthen your progress in work‑related services, complement wellbeing resources, and stay on track through mentorship and group accountability.
